Chocolate Chip Banana Bread Recipe

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My mom’s chocolate chip banana bread recipe is full of chocolate chips and is SUPER soft and moist thanks to 4 whole bananas and a little bit of oil.

She’s been making this banana bread recipe for years, and it is THE BEST!

This banana bread is moist, fluffy, and loaded with chocolate chips. It is perfect for breakfast, snack, or dessert. Plus, it is super simple to make with just a few ingredients and a bowl. You don’t need a mixer or any fancy equipment. Just follow these steps and you will have scrumptious banana bread in no time.

Chocolate Chip Banana Bread

Using overripe bananas helps ensure you’re getting the highest natural sugar content, which gives this semi-sweet, delicious dessert-y bread more balance and that memorable taste that you’re searching for. There’s a reason this is my most popular recipe!

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Eating a warm slice (or two) feels like a hug from my mom, and I know for many of you, it evokes that same level of comfort.

This recipe is also incredibly easy to pull off, without compromising on taste. You’ll end up with a perfectly moist, filling chocolate chip banana bread. Whenever I want to show someone I’m thinking about them — welcoming a new neighbor, visiting a sick relative, celebrating a friend’s birthday — this is often my go-to recipe because it is so universally popular!

Cut chocolate chip banana bread recipe

Chocolate Chip Banana Bread Recipe FAQ

Can I make recipe substitutions?

If you want to lighten it up, feel free to omit the oil and replace the egg with 2 egg whites! We do this all the time, and it turns out great. You can also use whole wheat flour in place of the all-purpose flour.

You could also experiment with the type of chocolate chips you use, depending on your preference. Some people also like to add more than the recipe calls for, but I find this to be the ideal balance between the chips, banana, and bread.

If you want to try other forms of chocolate — such as Reese’s Cups — read on for a few ideas!

How do you keep chocolate chip banana bread fresh?

I’ve always found that this recipe keeps well simply wrapped in foil on the counter for a few days. If you know you won’t finish it in that amount of time (and don’t want to share!), you can easily freeze it.

You can also put your banana bread in the fridge.

muffin with frosting

Can I make banana bread muffins instead?

Yes! You can easily adapt this recipe to make banana bread muffins! Just adjust the baking time to 20 minutes.

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How do you freeze this chocolate chip banana bread recipe?

This bread freezes REALLY well. If you have a ton of bananas and want to make multiple loaves, it’s a great idea to freeze some for later! Wrap the cooled loaf in plastic wrap and then in foil. It should keep for a couple of months, but the longer you wait, the less it may taste like the original, so don’t forget about it!

When you’re ready to eat it, let it thaw at room temperature before slicing. You could also freeze individually wrapped slices for convenience — it’s more work upfront but you may thank yourself later.

FAQ: Can you use frozen bananas to make banana bread? Find out now.

slices of banana bread with Reese's cups

What can I add to this chocolate chip banana bread recipe?

There are so many fun ways to jazz up banana bread! Here are a few ideas:

✔️ Mix 1/4 cup peanut butter into the batter and add chopped Reese’s peanut butter cups.

✔️ Mix in toffee bits. The toffee will melt during baking and leave sweet little spots of caramel.

slices of cake

✔️ Pour half of the batter into the loaf pan. Sprinkle 1/4 cup of cinnamon sugar over the batter and then pour the rest of the batter on top. This will create a delicious cinnamon swirl.

✔️ Glaze! Add a peanut butter glaze or a chocolate glaze or a maple glaze. It’s amazing how a simple glaze can change a loaf of bread into a beautiful loaf cake!

✔️ Add 1/2 teaspoon of almond extract, 1/2 teaspoon of butter extract, and 1/2 cup of sprinkles to make funfetti bread!

You could also try this variation recipe for chocolate chip zucchini banana bread for a healthy twist!

Best Chocolate Chip Banana Bread Recipe

Other banana bread recipes you’ll love

Here are some other popular banana bread recipes you should try if you love this one!

chocolate chip banana bread

Chocolate Chip Banana Bread

Yield: 1 loaf
Prep Time: 10 minutes
Cook Time: 1 hour 5 minutes
Total Time: 1 hour 15 minutes

My mom's banana bread is full of chocolate chips and is SUPER soft and moist thanks to 4 whole bananas and a little bit of oil. It's the best!


  • 3-4 medium, overripe bananas
  • 3/4 cup sugar
  • 1 egg
  • 1 teaspoon vanilla
  • 1/4 c. vegetable oil
  • 1 1/2 cups All Purpose flour
  • 1 1/4 tsp baking powder
  • 1/2 tsp. baking soda
  • dash of ground cinnamon
  • 1/8 tsp salt
  • 1 cup chocolate chips + additional for topping


  1. Preheat the oven to 350ºF. Prepare a 9x5 baking pan by lining it with parchment or foil and lightly spraying with nonstick spray.
  2. Mash the bananas with a fork or whisk. Whisk in the sugar, egg, vanilla, and vegetable oil.
  3. Mix in the flour, baking powder, baking soda, cinnamon, and salt. The batter will be lumpy.
  4. Fold in the chocolate chips.
  5. Pour the batter into the prepared baking pan (top with more chocolate chips if you want). Bake for 55-60 minutes (start checking for doneness with a toothpick at 55 minutes). Let cool.


Calories 312 | Fat 11g | Saturated Fat 8g | Carbs 52g | Fiber 5g | Sugar 32g | Protein 4g

Nutrition Information:
Yield: 10 Serving Size: 1
Amount Per Serving: Calories: 309Total Fat: 11gSaturated Fat: 4gTrans Fat: 0gUnsaturated Fat: 7gCholesterol: 19mgSodium: 162mgCarbohydrates: 52gFiber: 3gSugar: 30gProtein: 4g

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19 thoughts on “Chocolate Chip Banana Bread Recipe”

  1. I love me a big ol’ slice of banana bread and this looks divine!

    Can not wait to try this, I have over ripe bananas at the ready. Yum yum!

  2. This recipe is absolutely delicious and extremely easy to make. I made half the quantity and ate almost the entire thing. My husband, who doesn’t have a sweet tooth loved it as well, although he only got a couple of pieces.i am entertaining this weekend and am going to check out some more of your excellent deserts- hope to find some more of your moms recipes.

  3. Any tips for making muffins instead of a loaf? I think these would be perfect for Christmas gifts, and I’m not up for baking several loaves. 🙂

  4. I never knew you could make recipes like this without butter! I guess this truly shows how much I still need to learn! Great recipe by the way!

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